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Old Bank House, Clows Top, DY14 9HL

UPRN:10024317712Semi-Detached House3 bedsBuilt England and Wales: before 1900
-Council Tax: -EPC: F (24)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:36:58.928859+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Old Bank House, Clows Top, DY14 9HL

HP Score

Strong
Verdict
2 days ago
  • BUY
    Strong fundamentals
  • INVESTIGATE
    Mixed signals - investigate
  • AVOID
    High risk factors
Confidence
Medium
Sale Estimate
£322,000
£257k - £386kLow
Estimate
£322k
Range
£257k – £386k
Rent Estimate (pcm)
£1,350
£1k - £1kMedium
Monthly
£1,350
Yield
2.51%

AI Verdict

Derived from HomePortfolio scores

AI summary

Old Bank House earns a INVESTIGATE rating with HP Score 62/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
62/ 100
Moderate
Investment Score
56/ 100
Moderate
Crime Score
2/ 100
Low
Walkability
16/ 100
Low
Transit & Bike
Low
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • headline score requires valuation_edge (estimate confidence LOW below scoring floor (measured MdAPE 25.8%))

What we could establish

  • Rental economics5.3/30

    gross yield 5.6%; range width penalty ×0.90

    • zoopla_valuationsrent estimate 1350/mo (range 1250-1450)· as of 11 Aug 2026· verify before relying on this
  • Seller motivation5/20

    1 price cut(s), unknown days on market; calibration: cuts mark staleness, credited as negotiation context only

    • zoopla_listingsprice_changes + first_published_date· as of 20 Sept 2026
  • Risk & liquidity6.2/10

    70 sales/12mo in area; valuation range width 40%

    • property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£290,000

At the asking price

£1,350/mo

Evidenced range £1,250-£1,450

5.4%
75%
Cash required
£92,800
Net cash flow
-£44/mo
Cash on cash
-0.6%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

  • zoopla_valuationsrent estimate 1350/mo (range 1250-1450)Rental economics · as of 11 Aug 2026
  • zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 20 Sept 2026
  • property_intelligencetransactions_12moRisk & liquidity
Sold comparables in depthValuation methodology

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

  • Valuation edge could not be scored

    estimate confidence LOW below scoring floor (measured MdAPE 25.8%)

  • Rental economics needs verification before you rely on it

    rent estimate 1350/mo (range 1250-1450)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Get two written rental appraisals from local lettings agents.

    The rent estimate rests on area-level evidence, not lettings on this street.

  2. 2. Ask the agent why the price was reduced and whether a previous sale fell through.

    1 price cut(s) recorded on the listing history.

  3. 3. Fill the valuation edge gap before relying on the score.

    estimate confidence LOW below scoring floor (measured MdAPE 25.8%)

  4. 4. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£322,000
Rent Estimate (pcm)£1,350
Gross Yield2.51%
1y Growth-
3y Growth-8.0%
5y Growth+0.3%
10y Growth+3.2%
Last Sold Price-
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence1
  • RadonLow
  • MiningUnknown
  • Landslide2
  • Air QualityUnknown
  • NoiseLow
View Full Risk Report

Planning Activity

Recent Apps
0DY14 9HL
Approval Rate
-12mo
Development
low
  • 26/0702/HOU
    Construction of timber clad gym and garden store after removal of existing timber shed / garage.
    Pending
  • 26/03342/TCA
    Reduce crown by approx 3-4m of 1no. Beech and reduce height and width by 2-3m and thin foliage of 1no. Magnolia within Cleobury Mortimer Conservation Area
    Pending
  • 26/0678/LBC
    Change existing rooflights (7 no.) on the rear of the property to Velux Heritage Conservation Windows and erection of pergola
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership75.4%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease Type-
  • Last Ownership Change-
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
20 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£27,744
Population Density54 /km²
Owner Occupied80%
Age Distribution
0-15 15%16-64 55%65+ 30%
View Area Profile

Schools Nearby

  • Bayton CofE Primary School
    1.5 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • Far Forest Lea Memorial CofE Primary School
    2.0 mi
    Area grades2025

    Inspected after Ofsted withdrew the single overall grade.

  • Lindridge St Lawrence CE Primary School
    3.0 mi
    Good
  • Abberley Parochial VC Primary School
    3.3 mi
    Area grades2025

    Inspected after Ofsted withdrew the single overall grade.

4 of 15 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

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