19 Mary Street, Birmingham, B3 1UD

HP Score
- BUYStrong overall fundamentals
- INVESTIGATESome risks
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
19 Mary Street earns a BUY rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (85/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £2,350-£2,800
- Cash required
- £175,050
- Net cash flow
- -£6/mo
- Cash on cash
- -0.0%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonLow
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- Pending2026/05392/PAApplication to determine the details for condition number 5 (details of scaffolding) attached to reference number 2026/01036/PA.
- Pending2026/04876/PAApplication to determine the details for condition number (4- Ecological/biodiversity/enhancement measures ) attached to reference number 2024/04489/PA
- Pending2026/04871/PARemoval of glass panes and installation of aluminium ventilation louvre to a window at first floor to the south west elevation
Ownership
- Corporate Ownership15.7%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2019-08-30
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- Oakbridge School0.2 miReport card2026
Ofsted no longer awards a single overall grade.
- St George's Church of England Academy, Newtown0.3 miArea grades2024
Inspected after Ofsted withdrew the single overall grade.
- Jewellery Quarter Academy0.3 miArea grades2024
Inspected after Ofsted withdrew the single overall grade.
- -University College Birmingham0.4 mi
2 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 18 Mary Street-£245k-
- 22 Mary Street-£660k-
- 18 Mary Street-£225k-
- 22 Mary Street-£500k-