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21 Holm Lane, Prenton, CH43 2HN

UPRN:42056774Semi-Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:15:32.936353+00:00)EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-08-21T11:10:19.660311+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-08-06T07:49:20.947654+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
21 Holm Lane, Prenton, CH43 2HN

HP Score

High Potential
Verdict
yesterday
  • BUY
    Strong overall fundamentals
  • INVESTIGATE
    Some risks
  • AVOID
    High risk factors
Confidence
High
Sale Estimate
£309,000
£294k - £324kHigh
Estimate
£309k
Range
£294k – £324k
Rent Estimate (pcm)
£1,550
£1k - £2kMedium
Monthly
£1,550
Yield
5.50%

AI Verdict

Derived from HomePortfolio scores

AI summary

21 Holm Lane earns a BUY rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
79/ 100
High
Investment Score
65/ 100
Moderate
Crime Score
7/ 100
Low
Walkability
57/ 100
Moderate
Transit & Bike
Moderate
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£310,000

At the asking price

£1,550/mo

Evidenced range £1,450-£1,650

5.4%
75%
Cash required
£99,800
Net cash flow
£27/mo
Cash on cash
0.3%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£309,000
Rent Estimate (pcm)£1,550
Gross Yield5.50%
1y Growth-
3y Growth+5.0%
5y Growth+3.8%
10y Growth+3.9%
Last Sold Price£159,000 (2015-04-27)
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence1
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseLow
View Full Risk Report

Planning Activity

Recent Apps
0CH43 2HN
Approval Rate
-12mo
Development
low
  • LDP/26/00930
    INSTALLATION OF OPEN AIR SWIMMING POOL AND PUMP HOUSE
    Pending
  • APPH/26/00848
    Demolition of Existing Conservatory. New Single Storey Side Extension.
    Pending
  • LDP/26/00802
    Hip to gable conversion of loft to a habitable space with 2 front facing rooflights.
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership65.1%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2015-04-27
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
14 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£28,840
Population Density3,577 /km²
Owner Occupied87%
Age Distribution
0-15 17%16-64 57%65+ 26%
View Area Profile

Schools Nearby

  • Townfield Primary School
    0.3 mi
    Good
  • Oxton St Saviour's CofE Primary School
    0.5 mi
    -
  • St Michael and All Angels Catholic Primary School
    0.6 mi
    Report card2025

    Ofsted no longer awards a single overall grade.

  • Prenton Primary School
    0.6 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All
  • 17 Holm Lane
    -
    £134k
    -
  • 21 Holm Lane
    -
    £159k
    -
  • 11 Holm Lane
    -
    £157k
    -
  • 9 Holm Lane
    -
    £142k
    -