9 Cross Street, Halesowen, B63 4RT

HP Score
- BUYStrong overall fundamentals
- INVESTIGATESome risks
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
9 Cross Street earns a BUY rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is 'Under offer' - sale already progressing, not an actionable opportunity
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £1,200-£1,400
- Cash required
- £74,000
- Net cash flow
- £107/mo
- Cash on cash
- 1.7%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonModerate
- MiningUnknown
- Landslide2
- Air QualityUnknown
- NoiseLow
Planning Activity
- ApprovedDudley/P19/0303Lawful Development Certificate for a proposed single storey side and rear extens
- ConditionsDudley/P16/1055New roof to enclose existing sales yard and alterations to elevations
Ownership
- Corporate Ownership55.4%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2009-01-21
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- St Margaret's At Hasbury CofE Primary School0.1 miGood
- Our Lady and St Kenelm RC School0.3 miReport card2026
Ofsted no longer awards a single overall grade.
- Windsor High School and Sixth Form0.4 miArea grades2024
Inspected after Ofsted withdrew the single overall grade.
- Halesowen CofE Primary School0.4 miArea grades2024
Inspected after Ofsted withdrew the single overall grade.
3 of 13 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 13 Cross Street-£125k-
- 1 Cross Street-£160k-
- 22 Cross Street-£90k-
- 12 Cross Street-£132k-