31 Croftdown Road, Birmingham, B17 8RA

HP Score
- BUYStrong overall fundamentals
- INVESTIGATESome risks
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
31 Croftdown Road earns a BUY rating with HP Score 80/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (79/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £2,400-£3,150
- Cash required
- £315,050
- Net cash flow
- -£1,218/mo
- Cash on cash
- -4.6%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonLow
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- Pending2026/05264/PAErection of 5.75 metre deep single storey rear extension. Maximum height 3.50 metres, eaves height 2.80 metres
- Pending2026/04768/PAApplication to determine the details for condition number (4-External materials) attached to reference number 2025/01792/PA
- Pending2026/04619/PAListed building consent for the addition of a changing cubicle, repositioning of existing wash basin and replacing existing WC within the tennis club changing room
Ownership
- Corporate Ownership68.2%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsNone
- Lease TypeFreehold
- Last Ownership Change-
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- Our Lady of Fatima Catholic Primary School0.3 miRequires improvement
- -Queen Alexandra College0.3 mi
- King Edward VI Lordswood School for Girls0.5 miGood
- Baskerville School0.5 miGood
2 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 25 Croftdown Road-£1.44M-
- 11 Croftdown Road-£1.04M-
- 9 Croftdown Road-£945k-
- 23 Croftdown Road-£915k-