Skip to property details

15 Spinney Close, Birmingham, B31 2JG

UPRN:100070518660Semi-Detached House3 bedsBuilt -
LeaseholdCouncil Tax: -EPC: D (62)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-05T04:00:04.018467+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T08:42:24.944562+00:00)Risk· freshRisk: fresh, refreshed 5d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 4d ago (2026-10-03T06:43:10.905825+00:00)Schools· freshSchools: fresh, refreshed yesterday (2026-10-06T05:00:30.533230+00:00)Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
15 Spinney Close, Birmingham, B31 2JG

HP Score

Strong
Verdict
yesterday
  • BUY
    Strong fundamentals
  • INVESTIGATE
    Some risks
  • AVOID
    Significant risk factors
Confidence
High
Sale Estimate
£269,000
£256k - £283kHigh
Estimate
£269k
Range
£256k – £283k
Rent Estimate (pcm)
£1,350
£1k - £1kMedium
Monthly
£1,350
Yield
4.02%

AI Verdict

Derived from HomePortfolio scores

AI summary

15 Spinney Close earns a AVOID rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
75/ 100
High
Investment Score
64/ 100
Moderate
Crime Score
29/ 100
Moderate
Walkability
76/ 100
High
Transit & Bike
High
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£260,000

At the asking price

£1,350/mo

Evidenced range £1,250-£1,450

5.4%
75%
Cash required
£82,300
Net cash flow
£57/mo
Cash on cash
0.8%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000
Rent Estimate (pcm)£1,350
Gross Yield4.02%
1y Growth-6.0%
3y Growth+1.5%
5y Growth+4.0%
10y Growth+4.5%
Last Sold Price£145,000 (2014-11-07)

Risk Overview

  • Flood RiskVery low
  • Subsidence1
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseLow

Planning Activity

Recent Apps
1B31 2JG
Approval Rate
-12mo
Development
low
  • PA2026/00007/NEW
    Rear extension and new windows - test application
    Pending

Ownership

  • Corporate Ownership65.7%
  • Overseas OwnershipNo
  • Lease Term Remaining36 yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change2014-11-07
  • SourceLand Registry

Connectivity

Broadband (Standard)
16 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-

Area Profile

Median Household Income£33,374
Population Density-
Owner Occupied82%
Age Distribution
0-15 16%16-64 60%65+ 24%

Schools Nearby

  • The Edge Academy
    0.3 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • St Laurence Church Infant School
    0.3 mi
    -
  • St Laurence Church Junior School
    0.3 mi
    -
  • St Brigid's Catholic Primary School
    0.5 mi
    -

1 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

Comparables

View All
  • 41 Spinney Close
    -
    £175k
    -
  • 43 Spinney Close
    -
    £210k
    -
  • 7 Spinney Close
    -
    £215k
    -
  • 47 Spinney Close
    -
    £205k
    -