15 Spinney Close, Birmingham, B31 2JG

UPRN:100070518660Semi-Detached House3 bedsBuilt -

LeaseholdCouncil Tax: -EPC: D (62)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoEPC· 2mo agoRisk· freshCrime· freshConnectivity· freshSchools· freshAmenities· freshArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Some risks
AVOID
Significant risk factors

Confidence

High

Sale Estimate

£269,000

£256k - £283kHigh

Estimate

£269k

Range

£256k – £283k

Rent Estimate (pcm)

£1,350

£1k - £1kMedium

Monthly

£1,350

Yield

4.02%

AI Verdict

Derived from HomePortfolio scores

AI summary

15 Spinney Close earns a AVOID rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

75/ 100

High

Investment Score

64/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

High

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £57/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,350

Gross Yield4.02%

1y Growth-6.0%

3y Growth+1.5%

5y Growth+4.0%

10y Growth+4.5%

Last Sold Price£145,000 (2014-11-07)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1B31 2JG

Approval Rate

-12mo

Development

low

PA2026/00007/NEW
Rear extension and new windows - test application
Pending

View Planning Timeline

Ownership

Corporate Ownership65.7%
Overseas OwnershipNo
Lease Term Remaining36 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2014-11-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density-

Owner Occupied82%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

The Edge Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Laurence Church Infant School
0.3 mi
-
St Laurence Church Junior School
0.3 mi
-
St Brigid's Catholic Primary School
0.5 mi
-

1 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

41 Spinney Close
-
£175k
-
43 Spinney Close
-
£210k
-
7 Spinney Close
-
£215k
-
47 Spinney Close
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN