78 Albert Road South, Malvern, WR14 3DX

UPRN:100120596368Detached House5 bedsBuilt England and Wales: before 1900

FreeholdCouncil Tax: -EPC: F (36)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· freshEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£970,000

£922k - £1.02MHigh

Estimate

£970k

Range

£922k – £1.02M

Rent Estimate (pcm)

£3,550

£3k - £4kMedium

Monthly

£3,550

Yield

3.77%

AI Verdict

Derived from HomePortfolio scores

AI summary

78 Albert Road South earns a BUY rating with HP Score 81/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (75/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

81/ 100

High

Investment Score

62/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

75/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 17 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -3.1% (HIGH), sold-comps +0.9%, £/sqft +0.9%] → consensus -3.1% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100120596368· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 23.6%· as of 7 Sept 2026
Rental economics0/30
gross yield 4.3%; range width penalty ×0.78
- zoopla_valuationsrent estimate 3550/mo (range 3150-3900)· as of 12 Aug 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 17 Sept 2026· verify before relying on this
Seller motivation10/20
1 price cut(s), 431 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity9.8/10
359 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,150-£3,900

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£917/mo
Cash on cash: -3.2%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100120596368Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 23.6%Valuation edge · as of 7 Sept 2026
zoopla_valuationsrent estimate 3550/mo (range 3150-3900)Rental economics · as of 12 Aug 2026
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 17 Sept 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3550/mo (range 3150-3900)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£970,000

Rent Estimate (pcm)£3,550

Gross Yield3.77%

1y Growth-

3y Growth-0.2%

5y Growth+1.3%

10y Growth+4.0%

Last Sold Price£1,050,000 (2022-02-25)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5WR14 3DX

Approval Rate

100%12mo

Development

low

M/26/01007/HP
Replacement of existing conservatory with new garden room extension and minor modifications to external envelope to include 2 new rooflights to rear elevation, replacement garage doors and a rebuilt front porch.
Approved
M/26/00560/HP
Remove existing brick outhouse and replace with greenhouse. Widening of driveway entrance and replacement of all windows to property, including new roof light to rear, new flue to side and ground floor balcony with associated works to rear of property.
Pending
M/26/00407/CAN
Undertake tree works as detailed on the application form and any other accompanying information.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,744

Population Density-

Owner Occupied65%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Malvern Parish CofE Primary School
0.3 mi
-
Malvern St James
0.3 mi
Inspected by ISI
Malvern College
0.3 mi
Inspected by ISI
Great Malvern Primary School
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

0 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

90 Albert Road South
-
£630k
-
81B Albert Road South
-
£425k
-
84 Albert Road South
-
£1.50M
-
St. James Court, 81 Albert Road South
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN