14 Tippendell Lane, St. Albans, AL2 3HL

UPRN:100080868714Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (66)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£966,000

£918k - £1.01MHigh

Estimate

£966k

Range

£918k – £1.01M

Rent Estimate (pcm)

£3,700

£3k - £4kMedium

Monthly

£3,700

Yield

6.35%

AI Verdict

Derived from HomePortfolio scores

AI summary

14 Tippendell Lane earns a INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

73/ 100

High

Investment Score

63/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 20 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM +7.3% (HIGH), sold-comps +0.0%, £/sqft -0.0%] → consensus -0.0% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100080868714· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 17.7%· as of 10 Sept 2026
Rental economics0/30
gross yield 5.0%; range width penalty ×0.79
- zoopla_valuationsrent estimate 3700/mo (range 3350-4100)· as of 11 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 110 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 20 Sept 2026
Risk & liquidity9.8/10
219 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£671,000£1,029,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,350-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£459/mo
Cash on cash: -1.8%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100080868714Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 17.7%Valuation edge · as of 10 Sept 2026
zoopla_valuationsrent estimate 3700/mo (range 3350-4100)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 20 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3350-4100)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£966,000

Rent Estimate (pcm)£3,700

Gross Yield6.35%

1y Growth+50.2%

3y Growth-3.1%

5y Growth+0.0%

10y Growth+1.8%

Last Sold Price£565,000 (2014-04-24)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL2 3HL

Approval Rate

-12mo

Development

low

5/2026/1701
Prior Approval - Demolition of Unit 1 comprises a singular rectangular industrial building with a service yard and hardstanding area for vehicle parking. The building extends to approximately 6,409.87 sqm and is of steel portal frame construction. The building itself features ancillary components, including office accommodation and workshop area
Pending
TP/2026/0434
T1 1 x Ash to fell - Ivy infested. Large basal cavity with stem decay.
Pending
TP/2026/0428
Cut back as much as we are possible.
Pending

View Planning Timeline