3 Grosvenor Road, St. Helens, WA10 3HX

HP Score
- BUYStrong fundamentals
- INVESTIGATEMixed signals - investigate
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
3 Grosvenor Road earns a INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (59/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £2,850-£3,150
- Cash required
- £29,800
- Net cash flow
- £1,756/mo
- Cash on cash
- 70.7%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 9.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonModerate
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- PendingC/2026/0135/CONDischarge of condition 4 (material details), condition 5 (air conditioning) and condition 6 (bat and bird boxes) on approval of P/2026/0155/FUL.
- PendingP/2026/0474/LBCListed building consent to replace degraded dry edge on gable ends of Annexe roof with PVCu continuous edge.
- PendingC/2026/0131/CONDischarge of conditions 10 (Construction Demolition Method Statement), 23 (RAMs), 25 (Plant Method Statement) and 38 (Development Funding) on approval P/2025/0540/S73.
Ownership
- Corporate Ownership49.8%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2016-04-06
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- -Carmel College0.4 mi
- St Teresa's Catholic Primary School, Devon Street0.6 miReport card2025
Ofsted no longer awards a single overall grade.
- De La Salle School0.7 miRequires improvement
- Eccleston Mere Primary School0.7 miReport card2025
Ofsted no longer awards a single overall grade.
3 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 1B Grosvenor Road-£510k-
- Olive Mount, 2 Grosvenor Road-£100k-
- Olive Mount, 2 Grosvenor Road-£100k-
- 1 Grosvenor Road-£300k-