43 Northwood Street, Birmingham, B3 1TX

UPRN:10094293199Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (85)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 5mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· freshAmenities· freshArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£629,000

£597k - £660kHigh

Estimate

£629k

Range

£597k – £660k

Rent Estimate (pcm)

£2,750

£3k - £3kMedium

Monthly

£2,750

Yield

7.69%

AI Verdict

Derived from HomePortfolio scores

AI summary

43 Northwood Street earns a BUY rating with HP Score 77/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (97/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

77/ 100

High

Investment Score

63/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

97/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,550-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: £908/mo
Cash on cash: 11.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£629,000

Rent Estimate (pcm)£2,750

Gross Yield7.69%

1y Growth-

3y Growth-13.1%

5y Growth-6.3%

10y Growth-0.2%

Last Sold Price£500,000 (2019-07-11)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1B3 1TX

Approval Rate

-12mo

Development

low

2025/07209/PA
Demolition of existing buildings and erection of four storey building providing no.52 residential apartments and ground floor commercial units (Use Class E), associated cycle parking and landscaped courtyard
Pending

View Planning Timeline

Ownership

Corporate Ownership15.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-07-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density-

Owner Occupied17%

Age Distribution

0-15 2%16-64 97%65+ 1%

View Area Profile

Schools Nearby

Oakbridge School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St George's Church of England Academy, Newtown
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Jewellery Quarter Academy
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
University College Birmingham
0.4 mi
-

2 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

29D Northwood Street
-
£225k
-
29F Northwood Street
-
£235k
-
29G Northwood Street
-
£194k
-
29G Northwood Street
-
£194k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN