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5 Ringley Court, 91 Kilcoby Avenue, Swinton, Manchester, M27 8AU

UPRN:10004676934Purpose Built Flat2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: Band BEPC: C (77)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:43:15.363189+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£139,000
Estimated value
Range: £132k - £146kLast sold: £105k (2019-10-17)

Estimate of £139k for this purpose built flat. 449 sales in M27 in the last 12 months; median £222k.

Estimate confidence
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£139k
£132k - £146k - High confidence
Annualised (CAGR)
+3.47%
Over the full window
Peak estimate
£159k
Feb 2026
From peak
-12.58%
Drawdown from peak
£161k£147k£132k£117k£103k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M27 district (quarterly)index YoY +1.92%
Growth by window
3m
-6.08%
6m
-10.32%
12m
+2.96%
24m
-2.11%
60m
+17.80%

Rental Market

Monthly
Estimated rent (pcm)
£950
/ month
Gross yield
8.14%
Rent ÷ asking price
Net yield
5.65%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£222k
M27 sales, last 12 months
12m Price Growth
-
M27 median, Land Registry
Days on Market
74d
M27 average

Sales & Yield

3 metrics
Transactions / 12m
449
M27 sales
Area Gross Yield
4.95%
M27 medians
Last Sold
£105k
2019-10-17

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£140,000
  • SDLT standard£300
  • SDLT BTL surcharge (5%)£7,000
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£149,400

Funding

  • Deposit (25%)£35,000
  • Mortgage (75% LTV)£105,000
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£44,400

Monthly Returns

  • Monthly Rent (estimate)£950
  • Mortgage Payment (IO)-£459
  • Management (10%)-£95
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow, before lease costs (not stated)+£296

Capital Returns

  • 5yr Property Value£165,314
  • 5yr Capital Gain (3.38% pa, historical)+£25,314
  • 5yr Cumulative Rent (net, before lease costs)+£47,386
  • Less mortgage interest-£27,540
  • 5yr Total Return (before lease costs)+£45,160

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£144,732£39,732+£3,552+£8,28418.7%
Year 2£149,624£44,624+£7,308+£16,93238.1%
Year 3£154,681£49,681+£11,273+£25,95458.5%
Year 4£159,909£54,909+£15,450+£35,36079.6%
Year 5£165,314£60,314+£19,846+£45,160101.7%

Modelled on the live asking price. Capital growth 3.38% a year is the M27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£44,400).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    RINGLEY COURT, 91 KILCOBY AVENUE

    Recent sale
    £133k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    RINGLEY COURT, 91 KILCOBY AVENUE

    Recent sale
    £100k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    RINGLEY COURT, 91 KILCOBY AVENUE

    Recent sale
    £105k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    RINGLEY COURT, 91 KILCOBY AVENUE

    Recent sale
    £99k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £30,495
    Median earnings (local authority)
    Signal
    2,044
    Population
    Signal
    2.6%
    Households Deprived

    Upside Opportunities

    0 levers