78 Trinity Square, Margate, CT9 1HS

UPRN:100062305182Terraced bedsBuilt England and Wales: before 1900

FreeholdCouncil Tax: Band BEPC: D (66)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 2mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£436,000

£348k - £523kLow

Estimate

£436k

Range

£348k – £523k

Rent Estimate (pcm)

£2,300

£2k - £2kMedium

Monthly

£2,300

Yield

4.07%

AI Verdict

Derived from HomePortfolio scores

AI summary

78 Trinity Square earns a INVESTIGATE rating with HP Score 52/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

52/ 100

Moderate

Investment Score

57/ 100

Moderate

Crime Score

84/ 100

Elevated

Walkability

51/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: £1,103/mo
Cash on cash: 29.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£436,000

Rent Estimate (pcm)£2,300

Gross Yield4.07%

1y Growth-

3y Growth-0.6%

5y Growth+1.2%

10y Growth+4.7%

Last Sold Price£455,000 (2017-12-14)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT9 1HS

Approval Rate

-12mo

Development

low

F/TH/26/0457
Erection of a single storey side extension following partial demolition of the existing building.
Awaiting decision
FH/TH/26/0432
Erection of a single storey rear extension. (retrospective)
Awaiting decision
F/TH/26/0763
Change of use of ground floor and basement from restaurant (Use Class E) to 1no. 2-bed self-contained flat (Use Class C3), together with installation of escape window at basement level on rear elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership64.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-12-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,076

Population Density9,928 /km²

Owner Occupied21%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

Margate, Holy Trinity and St John's Church of England Primary School
0.3 mi
Good
Parkview Academy
0.6 mi
Requires improvement
Salmestone Primary School
0.8 mi
-
Drapers Mills Primary Academy
0.9 mi
GoodConcerns

1 of 9 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

69 Trinity Square
-
£550k
-
73 Trinity Square
-
£196k
-
70 Trinity Square
-
£170k
-
70 Trinity Square
-
£148k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN