Skip to property details

97 Chipperfield Road, Birmingham, B36 8BY

UPRN:100070323868Semi-Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: D (65)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-05T04:00:04.018467+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T08:40:02.044648+00:00)Risk· freshRisk: fresh, refreshed 5d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 4d ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-09-06T05:00:26.476544+00:00)Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 2 days ago
£239,000
Estimated value
Range: £227k - £250kLast sold: £50k (1996-11-04)

Estimate of £239k for semi-detached houses in Birmingham. 273 transactions in the last 12 months; median £250k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£239k
£227k - £250k - High confidence
Annualised (CAGR)
+4.61%
Over the full window
Peak estimate
£241k
May 2026
From peak
-0.83%
Drawdown from peak
£245k£227k£209k£192k£174k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - B36 district (quarterly)index YoY +0.89%
Growth by window
3m
-0.83%
6m
+2.58%
12m
+1.70%
24m
+4.37%
60m
+21.32%

Rental Market

Monthly
Estimated rent (pcm)
£1,350
/ month
Gross yield
3.32%
Net yield
4.69%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£250k
3-bed Semi-Detached House
12m Price Growth
+7.0%
vs UK avg
Days on Market
82d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£239,000
  • SDLT standard£2,280
  • SDLT BTL surcharge (5%)£11,950
  • Legal + Survey£15,000
  • Refurb (light)£16,730
  • Total All-In Cost£284,960

Funding

  • Deposit (25%)£59,750
  • Mortgage (75% LTV)£179,250
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£105,710

Monthly Returns

  • Monthly Rent (est)£1,350
  • Mortgage Payment (IO)-£784
  • Management (10%)-£135
  • Insurance-£99
  • Maintenance-£100
  • Monthly Cashflow+£232

Capital Returns

  • 5yr Property Value£271,331
  • 5yr Capital Gain (2.57% pa)+£32,331
  • 5yr Cumulative Rent (net)+£60,960
  • Less mortgage interest-£47,040
  • 5yr Total Return+£46,251

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£245,142£65,892+£2,784+£8,9268.4%
Year 2£251,442£72,192+£5,568+£18,01017.0%
Year 3£257,905£78,655+£8,352+£27,25725.8%
Year 4£264,533£85,283+£11,136+£36,66934.7%
Year 5£271,331£92,081+£13,920+£46,25143.8%

Assumes 2.57% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£105,710).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 67 CHIPPERFIELD ROAD
    Recent sale

    67 CHIPPERFIELD ROAD

    £200k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 75 CHIPPERFIELD ROAD
    Recent sale

    75 CHIPPERFIELD ROAD

    £218k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 63 CHIPPERFIELD ROAD
    Recent sale

    63 CHIPPERFIELD ROAD

    £220k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 111 CHIPPERFIELD ROAD
    Recent sale

    111 CHIPPERFIELD ROAD

    £200k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £33,374
    Median Income
    Signal
    1,609
    Population
    Signal
    7.1 / 100
    Deprivation

    Upside Opportunities

    0 levers