5 Ringley Court, 91 Kilcoby Avenue, Swinton, Manchester, M27 8AU

UPRN:10004676934Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band BEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

5 Ringley Court, 91 Kilcoby Avenue, Swinton, Manchester, M27 8AU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£139,000

£132k - £146kHigh

Estimate

£139k

Range

£132k – £146k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

8.14%

Verdict

Derived from HomePortfolio scores

5 Ringley Court earns an INVESTIGATE rating with HP Score 61/100. Investment score 64/100 reflects moderate fundamentals. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

No data

Walkability

22/ 100

Low

Transit & Bike

Transit 17Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £185/mo
Cash on cash: 5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£139,000

Rent Estimate (pcm)£950

Gross Yield8.14%

1y Growth-

3y Growth+1.0%

5y Growth+3.4%

10y Growth+5.3%

Last Sold Price£105,000 (2019-10-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M27 8AU

Approval Rate

-12mo

Development

low

PA/2026/1102
Application for a lawful development certificate for the existing garage conversion and single-storey rear extension.
Approved
PA/2026/1013
Proposed single storey rear extension, rear dormer and loft conversion
Conditions
OTH/2026/0814
Tree application for the proposed works to fell 4no. Ash trees (T160, T170, T165, T744) to ground level
Conditions

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining101 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-10-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density1,243 /km²

Owner Occupied66%

Age Distribution

0-15 14%16-64 81%65+ 5%

View Area Profile

Schools Nearby

St Augustine's CofE Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John's CofE Primary School
0.8 mi
Good
Summerville Primary School
0.8 mi
Good
Silverdale
0.9 mi
-

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ringley Court, 91 Kilcoby Avenue
-
£133k
-
Ringley Court, 91 Kilcoby Avenue
-
£100k
-
Ringley Court, 91 Kilcoby Avenue
-
£105k
-
Ringley Court, 91 Kilcoby Avenue
-
£99k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN