Moorside Court, 51 Moorside Road, Swinton, Manchester, M27 0HH

UPRN:10004688397Purpose Built Flat1 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£166,000

Estimated value

Range: £157k - £174k|Last sold: £136k (2018-08-31)

Estimate of £166k for this purpose built flat. 449 sales in M27 in the last 12 months; median £222k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£166k

£157k - £174k - High confidence

Annualised (CAGR)

+2.16%

Over the full window

Peak estimate

£186k

Jun 2024

From peak

-10.75%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M27 district (quarterly)index YoY +1.92%

Growth by window

-1.78%

-4.60%

12m

-6.21%

24m

-9.78%

60m

+7.10%

Rental Market

Monthly

Estimated rent (pcm)

£1,150

/ month

Gross yield

8.36%

Rent ÷ asking price

Net yield

5.79%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£222k

M27 sales, last 12 months

12m Price Growth

-0.6%

M27 median, Land Registry

Days on Market

74d

M27 average

Sales & Yield

3 metrics

Transactions / 12m

449

M27 sales

Area Gross Yield

4.95%

M27 medians

Last Sold

£136k

2018-08-31

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£165,000
SDLT standard£800
SDLT BTL surcharge (5%)£8,250
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£176,150

Funding

Deposit (25%)£41,250
Mortgage (75% LTV)£123,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£52,400

Monthly Returns

Monthly Rent (estimate)£1,150
Mortgage Payment (IO)-£541
Management (10%)-£115
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£394

Capital Returns

5yr Property Value£194,835
5yr Capital Gain (3.38% pa, historical)+£29,835
5yr Cumulative Rent (net, before lease costs)+£58,640
Less mortgage interest-£32,460
5yr Total Return (before lease costs)+£56,015

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£170,577	£46,827	+£4,728	+£10,305	19.7%
Year 2	£176,343	£52,593	+£9,708	+£21,051	40.2%
Year 3	£182,303	£58,553	+£14,934	+£32,236	61.5%
Year 4	£188,465	£64,715	+£20,422	+£43,887	83.8%
Year 5	£194,835	£71,085	+£26,180	+£56,015	106.9%

Modelled on the live asking price. Capital growth 3.38% a year is the M27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£52,400).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,555

Population

Signal

0.8%

Households Deprived

Upside Opportunities

0 levers