Recent sale
45 BEDFORD ROAD
£340k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
35 Bedford Road, Manchester, M16 0JB
UPRN:100011647400Semi-Detached House3 bedsBuilt 1900-1929
LeaseholdCouncil Tax: -EPC: C (69)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 10 days ago
£426,000
Estimated value
Range: £405k - £447k|Last sold: £318k (2020-12-04)
Estimate of £426k for semi-detached houses in Manchester. 270 transactions in the last 12 months; median £293k.
AI Confidence
-
High confidence
Value History
Current estimate
£426k
£405k - £447k - High confidence
Annualised (CAGR)
+6.08%
Over the full window
Peak estimate
£426k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M16 district (quarterly)index YoY +17.43%
Growth by window
3m
+2.40%
6m
+4.41%
12m
+3.15%
24m
+12.40%
60m
+26.41%
Rental Market
Estimated rent (pcm)
£2,250
/ month
Gross yield
4.29%
Net yield
3.81%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£293k
3-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
38d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£426,000
- SDLT standard£11,300
- SDLT BTL surcharge (5%)£21,300
- Legal + Survey£15,000
- Refurb (light)£29,820
- Total All-In Cost£503,420
Funding
- Deposit (25%)£106,500
- Mortgage (75% LTV)£319,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£183,920
Monthly Returns
- Monthly Rent (est)£2,250
- Mortgage Payment (IO)-£1,398
- Management (10%)-£225
- Insurance-£118
- Maintenance-£178
- Monthly Cashflow+£331
Capital Returns
- 5yr Property Value£581,741
- 5yr Capital Gain (6.43% pa)+£155,741
- 5yr Cumulative Rent (net)+£103,740
- Less mortgage interest-£83,880
- 5yr Total Return+£175,601
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £453,392 | £133,892 | +£3,972 | +£31,364 | 17.1% |
| Year 2 | £482,545 | £163,045 | +£7,944 | +£64,489 | 35.1% |
| Year 3 | £513,573 | £194,073 | +£11,916 | +£99,489 | 54.1% |
| Year 4 | £546,595 | £227,095 | +£15,888 | +£136,483 | 74.2% |
| Year 5 | £581,741 | £262,241 | +£19,860 | +£175,601 | 95.5% |
Assumes 6.43% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£183,920).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
59 BEDFORD ROAD
£360k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
15 BEDFORD ROAD
£325k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
31 BEDFORD ROAD
£345k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,516
Median Income
Signal
1,791
Population
Signal
2.6 / 100
Deprivation