372 Manchester Road, Clifton, Swinton, Manchester, M27 6NE

UPRN:100011374181Semi-Detached House3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: C (70)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£275,000

Estimated value

Range: £247k - £302k|Last sold: £195k (2024-10-31)

Estimate of £275k for this semi-detached house. 449 sales in M27 in the last 12 months; median £222k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£275k

£247k - £302k - Medium confidence

Annualised (CAGR)

+1.69%

Over the full window

Peak estimate

£342k

Dec 2023

From peak

-19.59%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M27 district (quarterly)index YoY +1.92%

Growth by window

+0.00%

+1.85%

12m

+10.00%

24m

+19.05%

60m

-7.72%

Rental Market

Monthly

Estimated rent (pcm)

£1,800

/ month

Gross yield

7.85%

Rent ÷ estimated value

Net yield

5.43%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£222k

M27 sales, last 12 months

12m Price Growth

+35.4%

M27 median, Land Registry

Days on Market

74d

M27 average

Sales & Yield

3 metrics

Transactions / 12m

449

M27 sales

Area Gross Yield

4.95%

M27 medians

Last Sold

£195k

2024-10-31

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£275,000
SDLT standard£3,750
SDLT BTL surcharge (5%)£13,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£294,600

Funding

Deposit (25%)£68,750
Mortgage (75% LTV)£206,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£88,350

Monthly Returns

Monthly Rent (estimate)£1,800
Mortgage Payment (IO)-£902
Management (10%)-£180
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£618

Capital Returns

5yr Property Value£324,725
5yr Capital Gain (3.38% pa, historical)+£49,725
5yr Cumulative Rent (net, before lease costs)+£95,163
Less mortgage interest-£54,120
5yr Total Return (before lease costs)+£90,768

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£284,295	£78,045	+£7,416	+£16,711	18.9%
Year 2	£293,904	£87,654	+£15,216	+£34,120	38.6%
Year 3	£303,838	£97,588	+£23,421	+£52,259	59.1%
Year 4	£314,108	£107,858	+£32,027	+£71,135	80.5%
Year 5	£324,725	£118,475	+£41,043	+£90,768	102.7%

Modelled on the estimated value: the property is not on the market. Capital growth 3.38% a year is the M27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£88,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,225

Population

Signal

2.2%

Households Deprived

Upside Opportunities

0 levers