Flat 3, 1 Bedford Avenue, Manchester, M16 8JS

UPRN:77204805Flat/Maisonette1 bedsBuilt 1900-1929

Tenure: -Council Tax: -EPC: C (71)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£141,000

Estimated value

Range: £113k - £169k|Last sold: -- (-)

Estimate of £141k for this flat/maisonette. 262 sales in M16 in the last 12 months; median £286k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£141k

£113k - £169k - Low confidence

Annualised (CAGR)

-5.52%

Over the full window

Peak estimate

£168k

Jul 2023

From peak

-16.07%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M16 district (quarterly)index YoY +17.43%

Growth by window

-0.70%

12m

+0.00%

24m

-0.70%

60m

Rental Market

Monthly

Estimated rent (pcm)

£800

/ month

Gross yield

6.81%

Rent ÷ estimated value

Net yield

4.72%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£286k

M16 sales, last 12 months

12m Price Growth

M16 median, Land Registry

Days on Market

57d

M16 average

Sales & Yield

3 metrics

Transactions / 12m

262

M16 sales

Area Gross Yield

4.94%

M16 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£141,000
SDLT standard£320
SDLT BTL surcharge (5%)£7,050
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£150,470

Funding

Deposit (25%)£35,250
Mortgage (75% LTV)£105,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£44,720

Monthly Returns

Monthly Rent (estimate)£800
Mortgage Payment (IO)-£463
Management (10%)-£80
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£157

Capital Returns

5yr Property Value£185,069
5yr Capital Gain (5.59% pa, historical)+£44,069
5yr Cumulative Rent (net, before lease costs)+£38,955
Less mortgage interest-£27,780
5yr Total Return (before lease costs)+£55,244

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£148,882	£43,132	+£1,884	+£9,766	21.8%
Year 2	£157,204	£51,454	+£3,936	+£20,140	45.0%
Year 3	£165,992	£60,242	+£6,172	+£31,164	69.7%
Year 4	£175,271	£69,521	+£8,583	+£42,855	95.8%
Year 5	£185,069	£79,319	+£11,175	+£55,244	123.5%

Modelled on the estimated value: the property is not on the market. Capital growth 5.59% a year is the M16 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£44,720).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,436

Population

Signal

5.2%

Households Deprived

Upside Opportunities

0 levers