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Flat at, The Black Horse Inn, School Road, Castle Rising, PE31 6AG

UPRN:10090919808Detached PropertyBeds -Built -
LeaseholdCouncil Tax: Band CEPC: -
Data freshness:Planning· freshPlanning: fresh, refreshed today (2026-10-25T06:44:19.891936+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£364,000
Estimated value
Range: £291k - £436kLast sold: -- (-)

Estimate of £364k for this detached property. 257 sales in PE31 in the last 12 months; median £325k.

Estimate confidence
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£364k
£291k - £436k - Low confidence
Annualised (CAGR)
-2.54%
Over the full window
Peak estimate
£446k
Mar 2025
From peak
-18.39%
Drawdown from peak
£453k£426k£399k£372k£346k2023202420252026Peak
AVM estimate (model)Repeat-sales index - PE31 district (quarterly)index YoY -2.75%
Growth by window
3m
+0.28%
6m
-3.70%
12m
-6.43%
24m
-6.91%
60m
-

Rental Market

Monthly
Estimated rent (pcm)
£1,250
/ month
Gross yield
4.12%
Rent ÷ estimated value
Net yield
2.85%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£325k
PE31 sales, last 12 months
12m Price Growth
-
PE31 median, Land Registry
Days on Market
130d
PE31 average

Sales & Yield

3 metrics
Transactions / 12m
257
PE31 sales
Area Gross Yield
-
PE31 medians
Last Sold
-
-

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Estimated Value£364,000
  • SDLT standard£8,200
  • SDLT BTL surcharge (5%)£18,200
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£392,500

Funding

  • Deposit (25%)£91,000
  • Mortgage (75% LTV)£273,000
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£119,500

Monthly Returns

  • Monthly Rent (estimate)£1,250
  • Mortgage Payment (IO)-£1,194
  • Management (10%)-£125
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow, before lease costs (not stated)-£169

Capital Returns

  • 5yr Property Value£381,622
  • 5yr Capital Gain (0.95% pa, historical)+£17,622
  • 5yr Cumulative Rent (net, before lease costs)+£64,249
  • Less mortgage interest-£71,640
  • 5yr Total Return (before lease costs)+£10,230

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£367,458£94,458-£2,028+£1,4301.2%
Year 2£370,949£97,949-£3,792+£3,1572.6%
Year 3£374,473£101,473-£5,274+£5,1994.4%
Year 4£378,030£105,030-£6,480+£7,5506.3%
Year 5£381,622£108,622-£7,391+£10,2308.6%

Modelled on the estimated value: the property is not on the market. Capital growth 0.95% a year is the PE31 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£119,500).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    2 matches

    BLACKHORSE INN

    Recent sale
    £83k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    POLICE HOUSE

    Recent sale
    £175k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £30,581
    Median earnings (local authority)
    Signal
    1,198
    Population
    Signal
    0.8%
    Households Deprived

    Upside Opportunities

    0 levers